How to activate Foreign Currency on Jenius?

– On Home page of Jenius app, tap the + sign above Active Balance box
– Choose foreign currency you want to activate.
– Choose activation purpose from the available options (saving/investment, business transactions, or personal transactions).
– Input the amount of your first balance (make sure you leave at least 3% from the Active Balance), then choose Continue.
– Make sure your personal data is up to date, agree to the Terms & Conditions, then choose Activate XXX (note: the words on the activation button follow the currency to be activated).
– Enter Jenius password, then choose Submit.
– You have successfully activated Foreign Currency

You can also activate Foreign Currency by accessing these two pages:
– From Wealth page, go to Cash menu, then tap Activate foreign currency
– From Mobius Button, tap Move Balance, tap the down arrow on To, then tap Activate foreign currency

How much is the first balance amount to activate Foreign Currency on Jenius?

The first balance to activate Foreign Currency is affordable, starting from 10 USD, 10 SGD, 10 AUD, 10 EUR, 10 GBP, 100 HKD, 1,000 JPY, 100 THB, 100 CNY, and 10 SAR.

Can I use all the funds in my Active Rupiah Balance when I activate Foreign Currency in Jenius?

This isn’t possible because Jenius rounds down when converting foreign currencies. So, make sure you always have funds in your Active Rupiah Balance to cover decimal conversions and rounding.

Are there any activation fees for Foreign Currency on Jenius?

No. You just have to make sure your first balance meets the minimum amount required.

Is there any operating hours to activate Foreign Currency on Jenius?

You can activate Foreign Currency on Jenius anytime or available 24 hours including on national holidays.

Do I have to activate all Foreign Currencies on Jenius?

The choice is yours. You can choose to activate just one, two, or even all of them.

Can I get a simulation of the Foreign Currency exchange rates before activating?

Yes. You can see today’s exchange rates and get an exchange rate simulation before transacting by following these steps:

– Log in to Jenius app, then choose Profile on the bottom navigation
– Choose SMBCI Care
– Choose Exchange Rate & Simulation
– See today’s exchange rates on the list provided, or scroll down and enter the amount to get an exchange rate simulation

How to buy Foreign Currency on Jenius?

There are three access to buy Foreign Currency on Jenius app:
– On Home page, above the Active Balance
– On Wealth page, go to Cash menu
– On Mobius Button, choose Move Balance

For your information, you can only buy Foreign Currency using IDR Active Balance.

How to buy Foreign Currency from Home page?

– Above the Active Balance, choose Foreign Currency you want to buy
– Choose Buy
– Input the amount you want to buy, then choose Next
– Agree to the statements on the confirmation page, then choose Buy
– You’ve successfully purchased Foreign Currency!

How to buy Foreign Currency from Wealth page?

– On the bottom navigation, choose Wealth
– Go to Cash menu, scroll down to Active Balance then choose Foreign Currency you want to buy
– Choose Buy now
– Input the amount you want to buy (make sure you leave at least 3% of the Active Balance), then choose Next
– Agree to the statements on the confirmation page, then choose Buy
– You’ve successfully purchased Foreign Currency!

For your information, there will be rounding in the Active Rupiah Balance used for Foreign Currency purchases.

How to buy Foreign Currency from Mobius Button?

– Tap Mobius Button
– Choose Move Balance
– On the To field, tap the down arrow, then choose the foreign currency you want
– Input the amount you want to buy, then choose Move Balance
– Agree to the statements on the confirmation page, then choose Buy
– You’ve successfully purchased Foreign Currency!

For your information, there will be rounding in the Active Rupiah Balance used for Foreign Currency purchases.

Is there a minimum amount to buy Foreign Currency on Jenius?

You can buy Foreign Currency on Jenius app starting from 1 USD, 1 SGD, 1 AUD, 1 EUR, 1 GBP, 1 HKD, 1 JPY, 1 THB, 1 CNY, and 1 SAR.

Can I use all the funds in my Active Rupiah Balance when purchasing Foreign Currency on Jenius?

This isn’t possible because Jenius rounds down when converting foreign currencies. So, make sure you always have funds in your Active Rupiah Balance to cover decimal conversions and rounding.

Is there a xx`maximum amount to buy Foreign Currency on Jenius?

You can buy Foreign Currency up to accumulated USD90,000 for a total of all currencies every month.

Are there any transaction fees when buying Foreign Currency on Jenius?

No.

Is there any operating hours to buy Foreign Currency on Jenius?

You can buy Foreign Currency on Jenius anytime or available 24 hours including on national holidays.

Are there other sources of funds to buy Foreign Currency on Jenius other than using IDR Active Balance?

No. You can only use IDR Active Balance to buy Foreign Currency.

Which exchange rate will be charged to me when I buy foreign currency on Jenius?

Jenius exchange rates.

Can I save in Foreign Currency?

Yes. As mentioned in activation purpose saving/investment, you can use Foreign Currency for saving purpose.

How to save in Foreign Currency on Jenius?

You just have to open Foreign Currency feature, activate the foreign currency you want, then buy foreign currency to add money to your saving balance.

Does Foreign Currency savings on Jenius has interest?

Yes and for USD only. You will get 2,75% p.a. interest, valid starting on 18 August 2025.

Interest rates can change at any time according to bank policies, and if there are changes, they will be informed according to applicable regulations.

Other than USD, Foreign Currency savings on Jenius don’t have interest.

Is there a minimum balance to get 2,75% interest p.a. in Foreign Currency savings (USD only)?

No. You will get 2,75% p.a. interest in Foreign Currency savings (USD only) without a minimum balance.

Is there any additional fee to get 2,75% interest p.a. in Foreign Currency savings (USD only)?

No. You will get 2,75% p.a. interest in Foreign Currency savings (USD only) without any additional fee.

How to sell Foreign Currency on Jenius?

There are three access to sell Foreign Currency on Jenius app:
– On Home page, on the line above the Active Balance
– On Wealth page, go to Cash menu
– On Mobius Button, from Move Balance

How to sell Foreign Currency from Home page?

– On the line above Active Balance, choose Foreign Currency you want to sell
– Choose Sell
– Input the amount you want to sell, then choose Next
– Check the confirmation page, then choose Sell
– You’ve successfully sold Foreign Currency!

How to sell Foreign Currency from Wealth page?

– On the bottom navigation, choose Wealth
– Go to Cash menu, scroll down to Active Balance then choose Foreign Currency you want to sell
– Choose Sell now
– Input the amount you want to sell, then choose Next
– Check the confirmation page, then choose Sell
– You’ve successfully sold Foreign Currency!

How to sell Foreign Currency from Mobius Button?

– On the page that you access tap Mobius Button
– Choose Move Balance
– On the From field, tap the down arrow, then choose the foreign currency you want
– Input the amount you want to buy, then choose Move Balance
– On the confirmation page, choose Sell
– You’ve successfully sold Foreign Currency!

Is there a minimum amount to sell Foreign Currency on Jenius?

You can sell Foreign Currency on Jenius app starting from 1 USD, 1 SGD, 1 AUD, 1 EUR, 1 GBP, 1 HKD, 1 JPY, 1 THB, 1 CNY, and 1 SAR.

Is there a maximum amount to sell Foreign Currency on Jenius?

Yes. You can sell Foreign Currency max. USD249,000 per transaction.

Are there any transaction fees when selling Foreign Currency on Jenius?

No.

Is there any operating hours to sell Foreign Currency on Jenius?

You can sell Foreign Currency on Jenius anytime or available 24 hours including on national holidays.

Which exchange rate will be charged to me when I sell foreign currency on Jenius?

Jenius exchange rates.

Can I sell Foreign Currency to a balance other than rupiah?

No. Foreign Currency sales will be automatically added to IDR Active Balance.

Why did the converted amount when I buy or sell Foreign Currency on Jenius differ from the simulation?

Because foreign currency exchange rates might change at any time according to economic conditions and Bank Indonesia policies.

Can I see a simulation of Foreign Currency exchange rates to another foreign currency?

No. You can only see exchange rate simulations from foreign currencies to rupiah or vice versa.

Can I set a transaction limit for Foreign Currency?

Yes. You can set your single purchase limit and daily ATM withdrawal limit. Here’s how:

– On the bottom navigation, choose Wealth.
– Go to Cash, scroll down to Active Balance, then choose Foreign Currency you want.
– Go to Details, then choose More.
– Choose Change Limit.
– Set your single purchase limit and daily ATM withdrawal limit, then choose Save.
– You’ve successfully changed your Foreign Currency limit!”

Where to find Foreign Currency transaction history?

– Above the Active Balance, choose Foreign Currency that you want to see the history transaction.
– Choose View In & Out.

Are Foreign Currency history transactions on In & Out recorded forever?

No. In & Out only stores Foreign Currency transactions for the last 6 months.

Are Foreign Currency history transactions recorded on Moneytory?

No. Moneytory only records transactions in Rupiah.

Can I still make transactions using Foreign Currency if my m-Card is blocked?

Yes. You can still buy, sell, transfer, and receive Foreign Currency when your m-Card is Temporarily Blocked.

If your m-Card is in Permanently Block, you can only buy and sell Foreign Currency.