Mutual fund is a platform to collect funds from investors to be invested in securities portfolios by fund managers.
Yes, you can invest in mutual funds in Jenius App, because Jenius (BPTN Bank) is an application that acts as a selling agent of mutual fund securities that offers products from fund managers.
First, you need to have an active Jenius account.
Second, you have to take the risk profile quiz and open a mutual fund account in Jenius App.
Investing in mutual funds in Jenius is quite simple.
You can open an account by just giving out your last education level.
An easy-to-learn product category composition to help you build your portfolio.
Transaction is simpler, because you can buy and sell directly from/to Active Balance. Say goodbye to the hassle of top up/fund transfer.
Prospectus is a document consisting of complete information about mutual fund products that need to be understood by the investor before making the purchase. Some information in the prospectus include product features, fund managers, custodian bank, product expenses, transaction rules and dissolution or mutual fund liquidation.
Fund Fact Sheet is a monthly report of a mutual fund product that is published by fund managers, consisting of the mutual fund performance, portfolio info, and asset under management.
Yes, because Jenius is registered and supervised by Otoritas Jasa Keuangan (OJK) also guaranteed by Lembaga Penjamin Simpanan (LPS). Jenius also two-steps authentication by generating unique codes as an extra layer of security.
All of your funds and units are also safely stored in the respective Custodian Bank.
Before opening a mutual fund account, make sure you already have a Jenius account and take the risk profile quiz.
Then you can create a new account with only a few simple steps by simply fill in your last education level, and agree to the terms and conditions.
A Risk profile is an information to describe an investor’s tolerance level towards their investment risk.
Every person may have a different risk profile that depends on many factors such as financial condition, investment knowledge, investment goals, and investment experience.
There are 5 types of risk profile:
A risk profile of an investor is valid for one year from the time the risk profile is generated by the quiz.
If your risk profile is expired, you cannot make any purchase/sale and must retake the quiz to get a new one.
There are three steps that you have to do.
First, apply for an account by giving out your last education level followed by agreeing to the terms and conditions.
Second, after you submit your data, Jenius will verify it within a maximum two bourse days.
Third, Jenius will notify you after the process is done.
The verification process takes up to a maximum two bourse days after application is submitted.
You can contact Jenius Help at 1500 365 or you can go to the nearest BTPN Sinaya to get assistance for re-applying.
Yes, foreigners can have a mutual fund account in Jenius, except for USA citizens due to FATCA policy limitation.
After opening an mutual fund account, proceed to create a portfolio.
After creating a portfolio, you can see the product category composition as a reference to choose the right product. Then continue by making a purchase of the product.
You can open the Investment menu and select your portfolio. Then you can see various information such as returns and unit amount from each product that you have.
A portfolio is a home for every product that you invest in to achieve your financial goals.
At the moment, you can create one portfolio only. But in the near future, Jenius will allow you to create more than one portfolio.
At the moment, you can change your portfolio name only. Do this by selecting icon at the top right of the screen on the Portfolio page.
Fund managers are those who manage mutual fund products and must obtain permits from OJK.
BTPN has a strict due diligence process to choose fund managers who have credibility and a good track record.
A product category is a group of several investment products that have similar risk characteristics and arranged based on risk profile.
A portfolio composition is a product category with specific percentage based on your risk profile in order to optimize your investment.
Yes, portfolio composition can be changed based on periodic product reviews.
No, you can purchase other products outside of your risk profile. But you have to understand the risk that might happen for every transaction you make.
Product risk level is an information that describes the different levels of risk for each product.
Mutual fund products have different levels of risk that are influenced by the fund manager’s decision to allocate funds across various instruments.
Start by searching for products by fund managers or product categories, choose the right product, decide the invested amount, agree to the declaration, and wait for the verification process.
Start by choosing the product, decide the sales unit that you want to sell, agree to the declaration, and wait for the verification process.
If the transaction is conducted before 2.00 pm (WIB time) on the bourse day, the transaction will be processed based on the Net Asset Value (NAV)/unit calculated by the end of that day.
If the transaction is conducted after 2.00 pm (WIB time) on bourse day or on the bourse holiday (including Saturday, Sunday, National Holiday) the transaction will be processed based on the NAV/unit calculated at the end of the next bourse day.
Unit Holding is the unit of the mutual fund product that you have. The obtained units are calculated by dividing the total fund invested by the NAV/Unit value at the time of purchase.
NAV/Unit is the price per unit of a mutual fund product that is updated daily. NAV/Unit value can be your benchmark to do buy and sell transactions.
Your purchase takes up to 2 bourse days to be verified. Jenius will notify you when the process is done.
Your sales takes up to 7 bourse days to be verified. Jenius will notify you when the process is done.
Yes, you can see your transaction history on the Transaction menu on your investment portfolio. You also can see all your income and expense overview in Moneytory menu.
Price change or return information aims to describe past performances of a certain product, but does not reflect their performance in the future.
Each mutual fund product may have a different transaction fee policy.
Each mutual fund product has a different policy for minimum investment amount.
At the moment,Jenius does not offer a foreign currency fund
At the moment, Jenius does not offer switching transactions.
At the moment, Jenius does not offer scheduled purchase transactions.
Additional option in mutual fund feature to do automated top up based on your preference.
You have the freedom to choose the amount, frequency, starting date, and the terms to end the transactions.
You can do mutual fund top up automatically and you have the freedom to choose the amount, starting time, and the frequency so you can achieve your financial goals faster.
Go to Wealth page, choose Investment menu, then choose portfolio in Mutual Fund box. Then go to portfolio page, click the three dots button on the mutual fund product, then select Create Auto Invest.
Go to Wealth page, choose Investment menu, then choose portfolio on mutual fund. Then select View Auto Invest detail on the portfolio page.
– Open Jenius App, go to Wealth page on the bottom screen navigation, then go to Investment menu.
– See the Mutual Fund, then select portfolio.
– Click the three dots button on your mutual fund product, then select Create Auto Invest.
– Input the amount that will deduct from Active Balance.
– Select the Auto Invest frequency.
– Select starting date for Auto Invest.
– Select the terms to end Auto Invest, then choose the date or transaction amount.
– Review all the information. Then select Next.
– Review more information details. Then select Next.
– Read and agree the customer declaration, then select Confirm & Buy Mutual Fund.
Auto Invest will automatically deduct your Active Balance according to pre-determined amount, time, and period.
Currently there are 4 options.
– Once
– Daily
– Weekly
– Monthly
Daily Auto Invest will only apply on working days (Monday to Friday) and not applicable on holidays.
If you choose Once or Monthly period, you are free to choose Auto Invest schedule date.
If your chosen date is on weekend, Jenius will debit on that date but the actual mutual fund purchase will follow the next bourse day.
Currently there are 3 ways to stop Auto Invest.
– Date (ends on selected date)
– Frequency (ends after reach particular amount)
– Manually (ends after cancelled manually)
Yes. Auto Invest can be paused and resumed based on your preference.
– Go to mutual fund portfolio page
– Select View Auto Invest detail
– On the Auto Invest detail page, select Pause
The automatic top up schedule will be paused until Auto Invest resumes.
Yes. Auto Invest can automatically paused if you have insufficient Active Balance, expired risk profile, or Jenius is experiencing system problems
On every Auto Invest schedule, Jenius will deduct 3 times on 06.00, 09.00, and 12.00 WIB. If Jenius fail to deduct on the first and second time, there will be notification to ensure you have sufficient active balance. If still fail to deduct on the last time, Auto Invest will be paused automatically.
Make sure you have sufficient Active Balance or renew your risk profile, then go to Auto Invest detail page, select Resume Now or Resume at The Next Period (if paused due to insufficient Active Balance) and select Next (if risk profile are expired).
– Go to mutual fund portfolio page
– Select View Auto Invest detail
– On the Auto Invest detail page, select Next
Yes. You can click Stop at the Auto Invest detail page.
– Go to mutual fund portfolio page
– Select View Auto Invest detail
– On the Auto Invest detail page, select Stop.
All the scheduled Auto Invest will be cancelled.
Yes. You can change the amount, frequency, and the terms to end an ongoing Auto Invest.
– Go to mutual fund portfolio page.
– Select View Auto Invest detail
– On the Auto Invest detail page, select Edit.
– Make your new changes, then finish process.
Want to know an easier way? Click the tree dots button on the mutual fund product in portfolio page, then click Edit Auto Invest.
All the arrangement (including the transaction fee) will change according to the new details.
– Go to mutual fund portfolio page
– Select View Auto Invest detail
– Track the schedule on the Auto Invest detail page.
– Go to mutual fund portfolio page
– Select Transaction menu.
– Check the transaction history based on time order.
Yes, you can sell or top up your mutual fund in full or partially even when Auto Invest is active.
There is no additional fee for Auto Invest. However, each mutual fund product may have different policy regarding transaction fee.
An SID (Single Investor Identification) is a single identification number for an investor in the Indonesian capital market, issued by KSEI (Kustodian Sentral Efek Indonesia)
Jenius will send an e-mail with your SID number after your investment account opening process is done.
You can download your mutual fund monthly report on www.akses.ksei.co.id.
An AKSes is a platform created by KSEI (Kustodian Sentral Efek Indonesia) so that investor can directly monitor their investment portfolio in the Indonesian capital market. Through AKSes, you can view the mutual fund ownership report (account statement) from Custodian Bank.
You can open www.akses.ksei.co.id and proceed with registration process
There are 4 mutual fund types available in Jenius, which are money market fund, fixed income fund, balance fund, and equity fund.
You can ask and answer questions 24 hours with NIX via website!