What are the advantages of using Maxi Saver?

– There are currency options, Indonesian rupiah, US dollar, pound sterling, yuan, euro, Australian dollar, and Singapore dollar.
– Interest rate up to 4.75% p.a.
– Freely choose deposit period
– Three maturity options to choose from
– Create as many savings accounts as you want
– Get electronic advice as proof of ownership
– Create and manage Maxi Saver directly from the Jenius app

What are the benefits of using Maxi Saver?

You can save with up to 4.75% interest rate annually (p.a.). The larger the principal amount and the longer the term, the higher the interest you can earn.

In addition to saving in Indonesian rupiah, you can save in foreign currencies with interest rate of up to 4.2% per annum (p.a.) for a term of either 3, or 6 months.

You are free to set the maturity period. If there is an urgent need, you can withdraw the deposit before maturity without penalty fees.

When your deposit matures, there are three maturity options to choose from and you can change them up to a maximum of 5 times.

Who is able to use Maxi Saver?

All Jenius users.

Where can I find the Maxi Saver feature?

– On the Menu page under the Savings & Deposits section.
– On the Wealth page under the Savings & Deposits section.

How can I create a new Maxi Saver?

1. On the bottom navigation in your Jenius app, choose Menu.
2. On the Savings & Deposits section, choose Maxi Saver.
3. Choose Create Maxi Saver.
4. Choose the currency that you’d like to save in. If you haven’t activated the selected currency, you can activate it directly before creating your Maxi Saver.
5. Read the information about Maxi Saver, then choose OK.
6. Input the principal amount and the maturity term that you want, then choose Next.
7. View the available maturity options by swiping to the side, then choose the maturity option you want. Then, choose Next.
8. Check your Maxi Saver Details, then choose Next.
9. Read and agree to the Maxi Saver Terms & Conditions, then choose Create Savings.
10. Input your Jenius password, then choose Submit.
11. You’ve successfully created a new Maxi Saver!

You can also create a Dream Saver from the Wealth page by choosing

Once you created a Maxi Saver, you can see your Maxi Saver from the Menu page, then choose Maxi Saver.

Other than that, you can also view your Maxi Saver on the Wealth page in your Jenius app, scroll down to Savings & Deposits section, then choose Maxi Saver. You can find all of your active Maxi Savers there.

under the Savings & Deposits section.

What is the minimum deposit amount required for opening a Maxi Saver?

Here are the details of the minimum amount required for opening a Maxi Saver:
– Rupiah: Min. IDR 10,000,000
– US Dollar: Min. USD 1,000
– Pound Sterling: Min. GBP 1,000
– Yuan: Min. CNY 5,000
– Euro: Min. EUR 1,000
– Australian Dollar: Min. AUD 1,000
– Singapore Dollar: Min. SGD 1,000

Can I create Maxi Saver with a foreign currency?

Yes! Other than Indonesian rupiah (IDR), you can also create Maxi Saver with US dollars (USD), pound sterling (GBP), yuan (CNY), euro (EUR), Australian dollar (AUD), and Singapore dollar (SGD).

What is the range of tenure (maturity term) for which I can open a Maxi Saver?

For Maxi Saver with Indonesian rupiah (IDR), you can choose from 1 month up to 12 months.
For Maxi Saver with foreign currencies, you can choose from 3 or 6 months according to the options available on the Jenius app.

How many Maxi Saver can I have?

You can have as many Maxi Saver as you want.

What are the maturity options that I choose for my Maxi Saver?

There are 3 maturity options that you can choose:

1. Roll over principal: Renew your principal and transfer your earned interest to the Active Balance of your Maxi Saver currency.
2. Roll over principal + interest: Renew your principal and add your earned interest to the Maxi Saver.
3. Return to Active Balance: The principal and earned interest will be transferred to the Active Balance of your Maxi Saver currency.

Is there any automatic roll over (ARO) facility available on Maxi Saver?

You can opt for automatic roll over (ARO) at the time of creating the Maxi Saver or anytime until 2 working days before the Maxi Saver matures.

How can I view my Maxi Saver?

Once you created a Maxi Saver, you can see your Maxi Saver from the Menu page, then choose Maxi Saver.

Other than that, you can also view your Maxi Saver on the Wealth page in your Jenius app, scroll down to Savings & Deposits section, then choose Maxi Saver. You can find all of your active Maxi Savers there.

What are the Interest rates for Maxi Saver?​

Tap here to view Maxi Saver’s interest rates.​

When will Maxi Saver interest be received?​

The interest will be paid on maturity date of Maxi Saver.​

How can I view the interest that received from Maxi Saver?​

Maxi Saver Interest can be viewed in e-Statement and In & Out when you reach the deposit maturity date.​

How can I view the interest that received from Maxi Saver?​

Tap here to view details about the tax fees on interest from Maxi Saver.​

How can I view the interest that received from Maxi Saver?​

Both the interest and the tax on the interest of Maxi Saver will follow the currency in which the Maxi Saver is placed. So, if it is placed in Indonesian Rupiah, then the interest and the tax on the interest will also be in Indonesian rupiah. Similarly, if it is placed in US Dollars, the interest and the tax on the interest will also be in US Dollars.​

How can I edit the maturity option of my Maxi Saver?

1. On the bottom navigation in your Jenius app, choose Menu.
2. On the Savings & Deposits section, choose Maxi Saver.
3. Choose one of the Maxi Saver that you want to you want to change.
4. Tap Maturity Option button.
5. Choose one of the maturity option that are suitable for you.
6. Review your option before you tap the Next button.

Is there a limit to change maturiry options or my automatic roll over (ARO) setting?

You have 5 (five) opportunities to change the maturity option or ARO setting over a period of Maxi Saver.

Can I add money to the Maxi Saver that already created?

No, unfortunately you cannot add money to Maxi Saver that already created. However, you can create new Maxi Saver.

How can I view the advice of my Maxi Saver?

1. On the bottom navigation in your Jenius app, choose Menu.
2. On the Savings & Deposits section, choose Maxi Saver.
3. Choose one of the Maxi Saver that you want to view the advice of.
4. Choose View Advice.
5. You can save the e-Statement as PDFs to your device or send them to your e-mail address.

Can I withdraw Maxi Saver before the maturity date?

You can terminate at any time except on the day you create your Maxi Saver and 2 working days before the maturity date. However, if you want to withdraw before the period, you will not get the interest and only the principal amount will be returned.

Can I terminate a Maxi Saver and withdraw my principal on the same day that Maxi Saver was created?

No, you cannot terminate a Maxi Saver and withdraw your funds on the day it was set up.

How can I stop or teminate my Maxi Saver?

1. On the bottom navigation in your Jenius app, choose Menu.
2. On the Savings & Deposits section, choose Maxi Saver.
3. Pick which Maxi Saver you want to terminate.
4. Choose More, then tap Terminate.
5. You’ve successfully terminated your Maxi Saver. Your Maxi Saver principal amount will be sent to the Active Balance of your Maxi Saver currency.

Is there any penalty if I terminate my Maxi Saver?

No, there will be no penalty. If you early terminate your Maxi Saver, you will only receive your principal back to your main account, but with no interest paid.

If I terminate a Maxi Saver in a foreign currency, will my principal amount be automatically converted to IDR?

No. If you terminate a Maxi Saver in a foreign currency, the principal amount will be sent in that same foreign currency to your Foreign Currency Active Balance. If you want to convert it to IDR, you’ll need to sell the foreign currency first.

What happens at my Maxi Saver maturity date?

1. If you choose Roll Over Principal, your Maxi Saver principal will be roll over with the same tenor at prevailing interest rate. Your interest earned will be sent to the Active Balance of your Maxi Saver currency.
2. If you choose Roll Over Principal + Interest, your Maxi Saver principal and interest will be roll over (as new principal) with the same tenor at prevailing interest rate.
3. If you choose Return to Active Balance, your Maxi Saver principal and interest earned will be sent to the Active Balance of your Maxi Saver currency.

If I chose Roll Over Principal for my Maxi Saver in foreign currency, will the interest be automatically converted to IDR on the maturity date?

No. If you chose Roll Over Principal for a Maxi Saver in a foreign currency, the interest will be sent in foreign currency to your Foreign Currency Active Balance on the maturity date. If you want to convert it to IDR, you need to sell the foreign currency balance first.

If I chose Return to Active Balance for my Maxi Saver in a foreign currency, will the principal amount and interest be automatically converted to IDR on the maturity date?

No. If you chose Return to Active Balance for a Maxi Saver in a foreign currency, the principal and interest will be sent in that foreign currency to your Foreign Currency Active Balance on the maturity date. If you want to convert it to IDR, you need to sell the foreign currency first