2-Level Authentication
All financial transactions within the Jenius app requires a 2-level authentication process, your PIN and your Password to ensure that your account is secure and remains secure.
From sending to saving money, paying the bills, comprehensive bank statements, to making deposits. Gone are the days where you go to the bank. You can do all your banking activities through your smartphone. Banking has never been easier with Jenius.
One Jenius account is all you need to manage all your banking activities.
Everytime you fund your Jenius account, the funds automatically get saved into your Active Balance, which you can use immediately for any transactions such as cash withdrawals, money transfers or online/offline transactions.
You can also transfer your funds from your Active Balance to your Jenius Debit Cards or to your Save It savings account.
In Jenius, you can have up to three different debit cards. Check and manage all your Jenius Debit Cards by clicking here. You can also set the parameters of your debit cards such as setting the transaction limit, block/unblock any or all the cards remotely, or changing the card’s PIN number.
Create and manage your own savings and term deposits with up to 4.5% p.a., anytime you want.
Maximize your money growth with Maxi Saver's 4.5% p.a. You have the freedom when to create, extend and withdraw your term deposit(s) right from your smartphone. Anytime and anywhere you want
A term deposit with up to 4.5% p.a interest rate that can be created, managed and withdrawn right from your smartphone
Ready to make your dreams a reality? Dream Saver is the product you'll need. State your goal, the date, the budget and Jenius will auto-calculate and auto-save your money every day/week/month. Before you know it, your dreams will be within reach
An automatic saving with a 3% p.a interest rate. You decide on the deposit and the period yourself
The easier and faster way to manage your e-Wallet. You can top up your e-Wallet balance with flexible amount and manage up to 10 e-Wallets in one feature
The easier and faster way to manage your e-Wallet
Jenius Pay is a new way to transact online and only needs your $Cashtag to verify payment. No need to fill out your credit or debit card information anymore.
The easiest way to transact online
Jenius is part of BTPN which registered and supervised by Otoritas Jasa Keuangan (OJK) and guaranteed by Lembaga Penjamin Simpanan (LPS).
There are multiple ways for you to deposit money into your Jenius account:
1. Money transfer through the Jenius TCR machines located at BTPN Tower and Kota Kasablanka Mall.
2. Money transfer through the nearest Jenius Live.
3. Money transfer through tellers in BTPN Sinaya and Purna Bakti branch offices. The locations of each branch office can be seen here.
4. Transfer from another bank. Simply input the BTPN bank code (213) and your Jenius account number or your registered mobile phone number (find the instructions below). In case you forgot, your Jenius account number and your registered mobile number can be found in the profile menu in your Jenius app.
You can view your Jenius account number through the Profile & Settings menu on the Profile tab inside your Jenius app.
No. Jenius doesn’t provide a passbook saving. However, Jenius provides you with e-Statement every month that can be easily accessed and downloaded from your Profile & Settings menu on the Profile tab inside your Jenius app.
Yes. You can use your Jenius app and Jenius Debit Cards abroad because Jenius is part of the Visa network.
Flexi Saver can be used as your emergency funds. As the name suggests, the Flexi Saver provides you with flexibility, allowing you to withdraw and deposit money anytime you need.
Dream Saver can be used for specific goals which you want to achieve in a certain timeframe. It automatically calculates and saves money for you.
Maxi Saver is a term deposit and is used for long-term savings.