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Foreign Currency

All-in-one place for your international transactions

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  • Integrated into the app.
  • No pre-registration needed.
  • Simple activation.
  • Low minimum deposit.
  • Easy to buy, save, sell & exchange foreign currency.
  • Hassle-free transfer & receive money overseas.
  • Fee-free transfer between Jenius account.
  • International & online transactions plus cash withdrawals capabilities.
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Take complete control of your foreign currency transaction.

From buy or sell, transfer, and receiving money, now you can do all kinds of foreign currency transactions in Jenius without the hassle of going to a money changer or switching applications.
Seven foreign currencies are available automatically on your Jenius app:

  • American Dollar (USD)
  • Australian Dollar (AUD)
  • Hong Kong Dollar (HKD)
  • Singapore Dollar (SGD)
  • Euro (EUR)
  • Pound sterling (GBP)
  • Yen (JPY)

You can activate all or select the one that suits your needs.

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You can open USD account without minimum balance and get 3% special interest.

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Activation without going to Bank

Create foreign currency accounts for your chosen currency in seconds. Easy to activate with super competitive rates, no additional fee and affordable initial deposit.

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  • Make sure you already have and activate your m-Card for convenience in using Jenius Foreign Currency.
  • Options to activate: through Home by clicking the icon (+), or through the Wealth menu page by clicking Activate Foreign Currency.
  • All foreign currencies can be activated anytime or available 24 hours including on national holidays.
  • The foreign currency buying will deduct your active balance (IDR).
  • Minimum first deposit:
    • USD – $10
    • AUD – $10
    • HKD – $10
    • SGD – $10
    • Euro – 10 EUR
    • Pound Sterling – 10 GBP
    • JPY – 10 Yen
  • Minimum buying amount on the next purchase:
    • USD – $1
    • AUD – $1
    • HKD – $1
    • SGD – $1
    • Euro – 1 EUR
    • Pound Sterling – 1 GBP
    • JPY – 1 Yen
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Access to exchange rate updates and simulation

Get the latest foreign currency updates to find out the best exchange rate directly from Jenius app.
Use the exchange rate simulation to review the foreign currency exchange rate, and calculate using calculator from Jenius Help in Jenius app.

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Hassle-Free Foreign Currency Remittance

Foreign currency transfer to other bank overseas getting more simple and free from collecting additional documents manually. Transfer as many times as you like without worrying about the limit, as simple as transferring money using the Send it feature. If you want to transfer without any cutting fees you can always use Full Amount option when transferring the money.

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  • Foreign Currency transfer is available on weekdays from 09.00 to 21.00 WIB and requires 2-5 working days (depending on the receiver’s bank policy).
  • The provision fee is 0.125% of the total amount (min. $10, max. $150).
  • Telex Fee: IDR 50.000.
  • Full Amount fee: $25 (specific for USD)
  • Maximum limit: $100.000 or equal.
  • Some recipient banks may charge a fee based on their policies.
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Easy to Receive Foreign Currency

Each currency has its own pocket of foreign currency account. You can use the foreign currency account that matches with the one you receive for optimal exchange rate.
Find out the SWIFT CODE and the following foreign currency account number from the Wealth page, select Cash, and choose which currency you want to use.

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Connect to m-Card for Convenient Transaction

Traveling abroad and need to transfer money? Want easy transaction using selected foreign currency in your destination?
Simply connect the selected foreign currency account to the m-Card and use it for cash withdrawal/transactions around the world under Visa network without need to convert to IDR.
Safely manage your transaction limit & cash withdrawal access from Jenius app, use it for offline and online transactions.

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How to use Foreign Currency

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Step 1

On Home page, select + icon above the active balance.

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Step 2

Select the Foreign Currency you want to activate.

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Step 3

Select the purpose of your activation.

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Step 4

Type the amount of your first deposit, then select Next.

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Step 5

Confirm your personal information, agree to the Terms & Conditions, then click Activate.

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Step 6

Type your Jenius password, then click Submit

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Step 7

You have successfully activated your Foreign Currency account!

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Step 1

On Home page, select Profile at the bottom navigation screen.

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Step 2

Select Jenius Help.

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Step 3

Select Exchange Rate & Simulation.

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Step 4

See the updated exchange rate at the available list.

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Step 5

Scroll down and enter the amount to get the exchange rate simulation result.

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Step 1

On Home page, choose the available foreign currency.

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Step 2

Select Buy.

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Step 3

Set the amount to buy, then select Next.

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Step 4

Select agree to the terms & conditions, then select Buy.

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Step 5

You have successfully buy foreign currency! You can also do transaction from Wealth page and enter Cash menu.

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Step 1

On Home page, choose the available foreign currency.

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Step 2

Select Sell.

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Step 3

Set the amount to select, then select Next.

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Step 4

Select Sell.

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Step 5

You have successfully sell foreign currency!

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Step 1

On Home page, choose the available foreign currency.

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Step 2

Select Connect to m-Card.

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Step 3

Select Yes, Continue.

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Step 4

You have successfully connect your foreign currency to your m-Card! You can also connect m-Card from Wealth page.

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Step 1

On Home page, choose the available foreign currency.

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Step 2

Select In & Out. You can also see the foreign currency transaction history from Wealth page.

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Step 1

On Home page, select Wealth at the bottom navigation screen.

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Step 2

Enter the Cash menu, then select the available Foreign Currency

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Step 3

On Details menu, select Others

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Step 4

Select Change Limit

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Step 5

Set the transaction limit and cash withdrawal limit at the ATM, then select Save.

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Step 6

You have successfully change Foreign Currency limit.

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Step 1

On Home page, select Wealth at the bottom navigation screen.

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Step 2

Enter the Cash menu, then select the available Foreign Currency.

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Step 3

See account number and SWIFT CODE in the box on the second line.

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Step 1

On Home page, choose the available foreign currency.

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Step 2

Select Send.

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Step 3

Switch on the Send to Jenius button.

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Step 4

Enter $Cashtag or designated foreign currency account number. For your information, each currency has its own account number.

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Step 5

Set the amount to send, then tap next.

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Step 6

Select agree to the terms & conditions, then tap Send Money.

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Step 7

Input password to finish send money.