From buy or sell, transfer, and receiving money, now you can do all kinds of foreign currency transactions in Jenius without the hassle of going to a money changer or switching applications.
Seven foreign currencies are available automatically on your Jenius app:
You can activate all or select the one that suits your needs.
You can open USD account without minimum balance and get 3% special interest.
Create foreign currency accounts for your chosen currency in seconds. Easy to activate with super competitive rates, no additional fee and affordable initial deposit.
Get the latest foreign currency updates to find out the best exchange rate directly from Jenius app.
Use the exchange rate simulation to review the foreign currency exchange rate, and calculate using calculator from Jenius Help in Jenius app.
Foreign currency transfer to other bank overseas getting more simple and free from collecting additional documents manually. Transfer as many times as you like without worrying about the limit, as simple as transferring money using the Send it feature. If you want to transfer without any cutting fees you can always use Full Amount option when transferring the money.
Each currency has its own pocket of foreign currency account. You can use the foreign currency account that matches with the one you receive for optimal exchange rate.
Find out the SWIFT CODE and the following foreign currency account number from the Wealth page, select Cash, and choose which currency you want to use.
Traveling abroad and need to transfer money? Want easy transaction using selected foreign currency in your destination?
Simply connect the selected foreign currency account to the m-Card and use it for cash withdrawal/transactions around the world under Visa network without need to convert to IDR.
Safely manage your transaction limit & cash withdrawal access from Jenius app, use it for offline and online transactions.
On Home page, select + icon above the active balance.
Select the Foreign Currency you want to activate.
Select the purpose of your activation.
Type the amount of your first deposit, then select Next.
Confirm your personal information, agree to the Terms & Conditions, then click Activate.
Type your Jenius password, then click Submit
You have successfully activated your Foreign Currency account!
On Home page, select Profile at the bottom navigation screen.
Select Jenius Help.
Select Exchange Rate & Simulation.
See the updated exchange rate at the available list.
Scroll down and enter the amount to get the exchange rate simulation result.
On Home page, choose the available foreign currency.
Select Buy.
Set the amount to buy, then select Next.
Select agree to the terms & conditions, then select Buy.
You have successfully buy foreign currency! You can also do transaction from Wealth page and enter Cash menu.
On Home page, choose the available foreign currency.
Select Sell.
Set the amount to select, then select Next.
Select Sell.
You have successfully sell foreign currency!
On Home page, choose the available foreign currency.
Select Connect to m-Card.
Select Yes, Continue.
You have successfully connect your foreign currency to your m-Card! You can also connect m-Card from Wealth page.
On Home page, choose the available foreign currency.
Select In & Out. You can also see the foreign currency transaction history from Wealth page.
On Home page, select Wealth at the bottom navigation screen.
Enter the Cash menu, then select the available Foreign Currency
On Details menu, select Others
Select Change Limit
Set the transaction limit and cash withdrawal limit at the ATM, then select Save.
You have successfully change Foreign Currency limit.
On Home page, select Wealth at the bottom navigation screen.
Enter the Cash menu, then select the available Foreign Currency.
See account number and SWIFT CODE in the box on the second line.
On Home page, choose the available foreign currency.
Select Send.
Switch on the Send to Jenius button.
Enter $Cashtag or designated foreign currency account number. For your information, each currency has its own account number.
Set the amount to send, then tap next.
Select agree to the terms & conditions, then tap Send Money.
Input password to finish send money.
– Various foreign currencies are available automatically.
– Competitive currency exchange rates.
– Simple activation without additional documents.
– Affordable deposits.
– Savings with 2.75% p.a. interest (USD only).
– Easily link to m-Card.
– Can send/receive foreign currency
to Jenius and other banks.
– Easily send/receive foreign currencies using $Cashtag
With Foreign Currency, you can do various international transactions (buy, save, sell, send, and receive foreign currencies) on 1 app.
You can also link the currency to your m-Card for cash withdrawals and transactions (including online transactions).
Foreign Currency is available for all Jenius users with an active m-Card.
The 9 (nine) foreign currencies in Foreign Currency feature are available automatically, but you need to activate them before using.
Foreign Currency feature on Jenius app offers USD (United States dollar), SGD (Singapore dollar), AUD (Australian dollar), HKD (Hong Kong dollar), GBP (British pound sterling), JPY (Japanese yen), EUR (Euro), THB (Thailand baht), and CNY (Chinese yuan).
– On Home page, above Active Balance.
– On Wealth page, go to Cash menu.
Both CNY and CNH are Chinese Yuan (RMB). The difference lies in how and where they are used.
CNY (Chinese Yuan) is the official symbol of China’s currency and is known as the “Yuan.” This currency is used within China or Mainland China. CNY is subject to export-import restrictions imposed by the Chinese government.
Meanwhile, CNH (Chinese Yuan Hong Kong) is a currency traded outside Mainland China. CNH is freely traded in currency markets around the world.
Technically, Jenius provides the service of buying and selling CNH according to applicable regulations. The buying and selling rates used are in CNH. However, for the app’s display, Jenius uses CNY because it is more commonly known to the general public.
– On the Jenius app’s Homepage, tap Rates above your Active Balance box. – Select the Foreign Currency you wish to activate. – Choose your activation purpose from the available options (saving/investment, business transactions, or personal transactions). – Determine your initial deposit amount, then select “Next.” – Ensure your personal data is updated, agree to the Terms & Conditions, then select “Activate [Foreign Currency Abbreviation]” – Enter your Jenius password, then select Submit. – You have successfully activated your desired Foreign Currency.
Please note, there will be a rounding adjustment in your Rupiah Active Balance used to activate the Foreign Currency.
Besides the Homepage, you can also activate Foreign Currency from: – The Wealth page, go to the Cash menu, then tap Activate Foreign Currency. – The Mobius button, tap Move Balance, tap the down arrow in the “To” section, then tap Activate Foreign Currency.
The initial deposit to activate Foreign Currency is very affordable, starting from: – 10 USD – 10 SGD – 10 AUD – 10 EUR – 10 GBP – 100 HKD – 1,000 JPY – 100 THB – 100 CNY
No. You only need to ensure your initial deposit meets the applicable minimum requirements.
Foreign Currency activation in the Jenius app is available anytime, 24 hours a day, without operating hour restrictions, including national holidays.
The choice to activate Foreign Currency is entirely yours. You decide whether to activate one, two, or all of them.
Yes, you can. You can view today’s exchange rates and get a rate simulation before transacting by following these steps:
– Log in to the Jenius app and select Profile – Choose SMBCI Care. – Select Exchange Rate & Simulation. – View today’s rates in the list or scroll down and enter an amount to get a rate simulation.
You can access the foreign exchange rate page directly from the Home screen by tapping on Rates.
Alternatively, you can also access the rates page via Profile, then SMBCI Care, and select Exchange Rate & Simulation.
There are four ways to buy Foreign Currency in the Jenius app:
– From the Home screen, tap Rates.
– From the Wealth page, within the Cash menu.
From the Mobius Button, via Move Balance.
Please note, Foreign Currency purchases will use your Rupiah Active Balance.
Follow these steps to purchase foreign currency:
– On the Home screen, above the Active Balance box, tap Rates.
– You will be directed to the exchange rate page.
– Select Buy for your desired Foreign Currency. If not yet active, choose Activate first.
– Enter the purchase amount, then tap Continue.
– Agree to the required statements on the purchase confirmation page, then tap Buy.
– You have successfully purchased Foreign Currency!
Please note: There will be a rounding adjustment to your Rupiah Active Balance used for Foreign Currency purchases.
– On the bottom navigation, choose Wealth.
– Go to Cash menu, scroll down to Active Balance then choose Foreign Currency you want to buy.
– Choose Buy.
– Input the amount you want to buy, then choose Next.
– Agree to the statements on the confirmation page, then choose Buy.
– You’ve successfully purchased Foreign Currency!
– From the bottom navigation, tap Wealth.
– Once in the Cash menu, scroll to the Active Balance section, then select the desired Foreign Currency.
– Choose Buy Now.
– Determine the purchase amount, then select Continue.
– Agree to the required statements on the purchase confirmation page, then select Buy.
– You’ve successfully purchased Foreign Currency!
Please note, there will be rounding applied to the Rupiah Active Balance used for Foreign Currency purchases.
Follow these steps:
– From your current screen, select the Mobius Button.
– Choose Move Balance.
– Under the “To” section, tap the down arrow, then select the appropriate foreign currency.
– Enter the purchase amount, then select Move Balance.
– Agree to the required statements, then select Buy.
– You have successfully purchased Foreign Currency!
For your information, there will be a rounding adjustment in your Active Rupiah Balance used for the foreign currency purchase.
You can buy foreign currency in the Jenius app starting from 1 USD, 1 SGD, 1 AUD, 1 EUR, 1 GBP, 1 HKD, 1 JPY, 1 THB, and 1 CNY.
No, you cannot. Jenius rounds down when converting foreign currency. Therefore, always ensure you leave some funds in your Active Rupiah Balance as a buffer for decimal conversions and rounding.
Each month, you can purchase foreign currency up to an accumulated total of USD90,000 across all currencies.
No.
Foreign currency purchases in the Jenius app are available anytime, 24 hours a day, without operational hour restrictions, including national holidays.
No. Foreign currency purchases in Jenius can only be made using your Active Rupiah Balance.
The Jenius exchange rate applies.
Yes. Depending on the savings/investment options available during activation, you can use foreign currency for your savings.
Simply open the Foreign Currency feature, activate the desired foreign currency, then make a foreign currency purchase to add to your savings balance.
Yes and for USD only. You will get 2,75% p.a. interest, valid starting on 19 August 2025.
Interest rates can change at any time according to bank policies, and if there are changes, they will be informed according to applicable regulations.
Other than USD, Foreign Currency savings on Jenius don’t have interest.
No. You will get 2,75% p.a. interest in Foreign Currency savings (USD only) without a minimum balance.
No. You will get 2,75% p.a. interest in Foreign Currency savings (USD only) without any additional fee.
There are four main ways to sell Foreign Currency within the Jenius app: – From the Home screen, tap Rates. – From the Wealth screen, under the Cash menu. – From the Mobius Button, via Move Balance.
Please note: Selling Foreign Currency will deduct funds from your Rupiah Active Balance.
– Above the Active Balance box, tap Rates. – You’ll then be on the exchange rate page. – Select Sell for the foreign currency you want to sell. – Enter the selling amount, then tap Continue. – Review and agree to any required statements on the confirmation page, then tap Sell. – You’ve successfully sold your foreign currency!
For your information: Funds from foreign currency sales will be deposited into your Rupiah Active Balance.
– Above the Active Balance box, tap Rates. – You’ll then be on the exchange rate page. – Select Sell for the foreign currency you want to sell. – Enter the selling amount, then tap Continue. – Review and agree to any required statements on the confirmation page, then tap Sell. – You’ve successfully sold your foreign currency!
For your information: Funds from foreign currency sales will be deposited into your Rupiah Active Balance.
– From the bottom navigation bar, choose Wealth. – Once in the Cash menu, scroll to the Active Balance section, then select the appropriate foreign currency. – Tap Sell now. – Enter the selling amount, then tap Continue. – Review the sales confirmation page, then tap Sell. – You’ve successfully sold your foreign currency!
– From your current screen, select the Mobius Button. – Choose Move Balance. – Under the “From” section, tap the down arrow, then select the relevant foreign currency. – Enter the selling amount, then tap Move Balance. – On the confirmation page, tap Sell. – You’ve successfully sold your foreign currency!
Yes. You can sell Foreign Currency in the Jenius app starting from: – 1 USD – 1 SGD – 1 AUD – 1 EUR – 1 GBP – 1 HKD – 1 JPY – 1 THB – 1 CNY
Yes. The maximum Foreign Currency sales in Jenius is USD 249,000 per transaction.
No, there are no transaction fees.
Selling Foreign Currency in the Jenius app is available anytime, 24 hours a day, without operational hour limits, including national holidays.
Jenius’s exchange rate applies.
No. The proceeds from Foreign Currency sales will automatically be deposited into your Rupiah Active Balance.
Literally, rounding is a way to simplify a value by making it a larger or smaller number.
Jenius rounds down foreign currency conversion results that have more than 2 decimal places. For example, a conversion result of 5.126 is rounded down to 5.12.
The purpose of this is to make it easier for you to read conversion results and to provide an accurate outcome.
Jenius follows the standard of most foreign currencies, which have 2 decimal places. This makes your transactions smoother and easier to understand.
Here are the specific rules for rounding:
– Jenius uses rounding down.
– Rounding applies to buying and selling Foreign Currency, including when you first activate a Foreign Currency account.
– Rounding applies to foreign currency conversion results that have more than 2 decimal places. For example, a conversion result of 5.126 is rounded down to 5.12.
Activate your Jenius account immediately.
Hassle free, easy process.
PT Bank SMBC Indonesia Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI) dan merupakan peserta penjaminan LPS.
PT Bank SMBC Indonesia Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI) dan merupakan peserta penjaminan LPS.
